Terms of Use

This web site is owned, operated and provided to you by Qualico and is subject to the terms and conditions described herein and all applicable laws and regulations. By accessing or using the web sites, you agree to be legally bound by the terms and conditions set forth in this policy. The following terms and conditions govern the relationship between you, Qualico and its subsidiaries. By using this web site you are agreeing to comply with and be legally bound by the terms and conditions set out in these Terms of Use and our privacy policy. If these Terms of Use are not acceptable to you, please do not use this web site. We may update these Terms of Use from time to time and you are responsible for periodically reviewing the most current version. Your continued use of this web site will be deemed your conclusive acceptance of the updated Terms of Use. Please review it carefully. If you do not agree to the terms of use, please do not use the web sites.

Rights granted and restrictions on use

Qualico grants to you a limited non-exclusive, non-transferable licence to view, copy and print the material on this web site (other than the design or layout of this web site) for your non-commercial or personal use only. All copies that you make must retain all copyright and other notices that are on this web site. Except as provided in the previous sentence, you may not use, distribute, sell, modify, transmit, revise, reverse engineer, republish, post or create derivative works (where applicable) of the trade-marks, trade names, logos, information, software or other material or content in these Terms of Use, referred to (collectively, as the “content”) of this web site without Qualico’s prior written permission. You acknowledge and agree that this web site and its content are the property of Qualico, its affiliates or their respective service providers, suppliers or licensors and you will not acquire any rights or licences in any trade-marks, patents, copyright or other intellectual property protected by copyright, both individually and as a collective work or compilation and by trade-mark law, patent law and any other applicable laws.

Qualico holds the copyright on this web site and its related web sites. All rights reserved. Contents may not be reproduced in any form, stored electronically or forwarded or transmitted electronically without Qualico’s prior written permission. Contents of this web site are subject to the laws of copyright, trademark, and right of publicity and right of privacy. Qualico Group reserves the right to terminate subscriptions without compensation upon the presentation of evidence that its copyright has been violated.

The trademarks, logos and service marks (collectively referred to as “Trademarks”) displayed on this web site are registered and unregistered Trademarks of Qualico and no trademark licence either express or implied is granted by Qualico. You do not have any right to use the trademarks displayed on this web site without prior written permission of Qualico.

Qualico Group makes no guarantees or warranties as to the accuracy or completeness of results to be obtained from accessing and using the information provided on the web sites. Qualico negates all other warranties, including without limitation, implied warranties or conditions of merchantability, or fitness for a particular purpose. Neither Qualico Group nor its affiliates shall be liable to any user or anyone else for any inaccuracy, error or omission, or technical inaccuracies regardless of cause for any damages resulting there from.

Limit of liability

In no event shall Qualico or its suppliers be liable for any damages arising out of the use or inability to use the materials on Qualico’s web sites.

Your authority to use this web site

By using this web site, you are representing to us that you have the power and authority to accept these Terms of Use and to enter into this agreement with us, that you are capable of assuming, and do assume, any risks related to the use of this web site and its content, and that you understand and accept the terms, conditions and risks relating to their use. If you are dissatisfied with this web site or its content, your sole and exclusive remedy is to stop using it.

Disclaimers

The content on this site is for informational purposes only. Qualico and each of its affiliates, licensors, service providers and suppliers assume no liability for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon. The information contained on this web site provided by any third party, including without limitation, the information obtained through any link, has been supplied without verification by us. Neither Qualico nor any of its affiliates, licensors, service providers or suppliers makes or has made any recommendations regarding the securities or investment services of any person or entity with respect to the content of this web site, or of the advisability of investing in securities generally for any particular individual.

This web site could include technical or other inaccuracies or typographical errors and it is provided to you on an “as is” basis without warranties or representations of any kind. Qualico, its affiliates, licensors, service providers and suppliers make no representation and disclaim all express and implied warranties and conditions of any kind, including without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, satisfactory quality, merchantability, merchantable quality or fitness for any particular purpose or those arising by law, statute, usage of trade, or course of dealing. Qualico, its affiliates, licensors, service providers and suppliers assume no responsibility to you or any third party for the consequences of any errors or omissions. Qualico reserves the right, in its sole discretion, to correct any errors or omissions in any portion of this web site. Qualico may make any other changes to this web site at any time without notice.

No damages

Qualico, its affiliates and their respective directors, officers, employees, or agents shall not, under any circumstances, be liable for any direct, consequential, incidental, indirect or special damages, of any kind, or any other damages whatsoever, including without limitation, those arising from any decision made or action taken by you in reliance upon the content or those resulting from loss of use, data or profits, whether resulting from the use of or inability to use any content on this web site (or a web site linked to this web site), or any other cause; and even if caused by Qualico or its affiliate’s or either of their respective licensors’, service providers’ or suppliers’ negligence, and even if any of them has been apprised of the likelihood of such damages occurring.

The above limitations and exclusions shall apply to you to the fullest extent that applicable law permits, in all actions of any kind, whether based on contract, tort (including, without limitation, negligence) or any other legal or equitable theory. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder of these terms of use.

Changes to Terms of Use

Qualico reserves the right to revise these Terms of Use at any time without notice to you. You are bound by such revisions so we encourage you to visit this page frequently to stay informed.

Violations of Terms of Use

Qualico reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular Internet address to our site.

Other countries

This web site can be accessed from countries around the world other than the United States or Canada and may contain references to Qualico products, services, and programs that have not been announced in your country. These references do not imply that Qualico intends to announce such products, services or programs in your country. Qualico makes no representation that the content on this web site is appropriate or available for use in other locations, and accessing this web site from territories where its content is illegal is prohibited. Those who choose to access this web site from other locations do so on their own initiative and their own risk and are responsible for compliance with local laws.

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THEM AND AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS IN THESE TERMS OF USE. BY USING THIS WEB SITE, YOU WILL BE ENTERING INTO A LEGALLY BINDING CONTRACT EVEN IF YOU HAVE NOT READ THESE TERMS OF USE.